Course 03
Saving & Starter Investing
NextBuild a real emergency cushion first, then learn the basics of simple, long-term investing using index funds and automation.
~ 3 hours • 7 modules
Simple calculators & broker walkthroughs linked
Course outline
Figure out your runway in months, then choose a safe place to keep it that still earns decent interest.
- 1–3 months vs 3–6+ months of expenses
- High-yield savings vs checking vs cash
- Psychology of “don’t touch this” money
Give every dollar a time horizon so you know what belongs in savings vs investments.
- 0–2 year goals vs 5+ year goals
- Sinking funds for known big expenses
- Why mixing timelines kills your sleep
Learn why broad-market index funds are a default starting point and how to automate small, regular contributions.
- What “owning the market” means
- Fees (expense ratios) and why they matter
- Setting up an autoinvest inside a broker app
© Finance For The Future is a free educational portfolio project. It simulates hypothetical outcomes and provides learning materials only. It is not financial, legal, tax, or investment advice.